It is not a legal requirement to have a will in the UK, although it is a very good idea.

If you die without a will this is called dieing intestate.

Dieing intestate may certainly make the process of sorting your affairs more complicated and costly for the loved ones you have left behind. It may also mean that your estate (your assets) may not be disposed of as you would have wished. In some cases it could mean that all of your estate ends up going to the government.

Having a correctly authored and witnessed will ensures your estate is  distributed as you wish. It can also reduce the burden of Inheritance Tax, provide significant protection for your home from long term care costs and ensure that suitable guardianships and care arrangements are made for children, other dependants and pets.

Many people believe that things like Inheritance Tax will not affect them, believing Inheritance Tax is only a tax on the super rich, these same people are surprised and shocked to find out that when someone dies anything above the nil rated band of £312,000 is taxable at 40%, regardless of income. This money goes directly to the Inland Revenue.

According to a recent article in the Daily Mail a staggering 10 million families could face massive Inheritance Tax bills.

A Will from QPMS! may help you reduce or eliminate your inheritance tax burden.

To arrange your free consultation please call on

01249-463-484 or click the link to send us a request.